Published: 12:52 AM, 05 March 2026
Islami Bank offers Digital Donation Box, Hajj–Umrah Savings schemes
Through Islami Bank’s Digital Donation Box and Hajj–Umrah Savings schemes, customers can now engage in sacred causes securely and directly from the comfort of their homes, according to a press release.
Hajj and Umrah Savings Schemes: For individuals aspiring to perform Hajj and Umrah, Islami Bank Bangladesh PLC offers Mudaraba Hajj Savings Account and Mudaraba Umrah Savings Scheme as part of long-term financial planning solutions. These schemes help customers accumulate funds gradually, ensuring both financial and mental preparedness for fulfilling these sacred obligations.
Through these savings accounts, customers can conveniently manage essential expenses related to Hajj or Umrah, including visa processing, airfare, accommodation, meals, and other necessary preparations.
Individuals intending to perform Hajj can open a Mudaraba Hajj Savings Account for a tenure ranging from one to twenty-five years, based on their financial capacity and planning. The account operates under the Mudaraba principle, offering competitive profit returns.
Customers can determine their installment amounts according to the chosen tenure and financial ability, making systematic savings for Hajj more manageable. If a customer wishes to perform Hajj before completing the predetermined tenure, they may do so by depositing the remaining required amount for that particular year’s Hajj expenses in addition to the accumulated savings in their account. Similarly, individuals planning to perform Umrah can deposit monthly installments for a period ranging from one to twelve years. Any individual aged 18 years or above may open an account in their own name, while parents or legal guardians may open accounts on behalf of minors. These accounts also operate under the Mudaraba system and offer profit benefits. Overall, these schemes provide a structured long-term savings plan with attractive returns to facilitate the performance of Hajj and Umrah.
Accounts can be opened at any branch, sub-branch, or agent outlet with a national ID and photograph. Customers may also open accounts from home through the bank’s digital platform.
Digital Donation Box: Islami Bank’s Digital Donation Box integrates modern technology to make charitable giving easier and more transparent. Even without carrying cash, customers can instantly donate Sadaqah or contributions by scanning a QR code using the bank’s digital app or any mobile banking application. This hassle-free, cashless system ensures complete confidentiality while providing instant transaction confirmation. Through this service, donations can quickly reach local mosques, orphanages, Lillah boarding facilities, and charitable institutions. The initiative not only accelerates social development but also represents a significant innovation aligned with the vision of building a Digital Bangladesh. By combining religious values with modern technology, this service encourages greater voluntary participation in humanitarian causes.
