Published: 08:56 AM, 30 April 2026
BB issues guidelines for Tk5,000cr pre-shipment refinancing scheme
Bangladesh Bank (BB) has issued detailed guidelines for the operation of a Taka 5,000 crore pre-shipment credit refinancing scheme aimed at enhancing liquidity support for exporters.
The instructions were sent to the managing directors and chief executives of all scheduled banks, outlining the operational framework of the facility, according to a BB press release issued on Tuesday. The central bank has earmarked Taka 5,000 crore from the existing Taka 10,000 crore Export Facilitation Pre-finance Fund (EFPF) to support pre-shipment credit. The initiative is designed to strengthen export financing and ensure smooth working capital flow for export-oriented industries.
To participate in the scheme, banks must sign a formal Participation Agreement with the Banking Regulation and Policy Department (BRPD-3) of Bangladesh Bank.
The agreement must follow a prescribed format and be executed on two sets of non-judicial stamps worth Taka 300 each. According to the guidelines, banks seeking refinancing must submit applications in the prescribed format addressed to the Director of BRPD-3. The application must include required documentation such as branch-wise summaries of pre-shipment credit, customer-wise packing credit details, a letter of authorization, and a declaration confirming compliance regarding overdue export bills.
BB has also introduced a structured monitoring mechanism. Participating banks are required to submit quarterly reports on disbursement and recovery of loans following the prescribed format.
These reports must be duly signed by the managing director, CEO, or an
authorized official and submitted within specified deadlines.
The deadlines are April 15 for the March quarter, July 15 for the June
quarter, October 15 for the September quarter, and January 15 for the December quarter.
